Life Will
& Estate Planning
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Wills, LPAs and trusts, done properly

We sit down with Singapore families, work out what you actually own, and put your wishes in writing. Your flat, your CPF nomination, your business, your children.

If you write nothing down

The law already has a plan for your estate. It just isn’t yours.

Die without a will in Singapore and the Intestate Succession Act decides the shares for you. Tap your situation to see what it says.

50%
50%
Your spouse · 50%
Your children · 50%

Half to your spouse. The other half is split equally between your children, however many there are.

100%
Your spouse · 100%

Where there are no children and no surviving parents, your husband or wife receives the whole estate.

100%
Your children · 100%

The estate is split equally between your children, in equal shares.

50%
50%
Your spouse · 50%
Your parents · 50%

Half to your spouse, half to your surviving parents.

100%
Your parents · 100%

The estate goes to your surviving parents in equal shares.

This applies to non-Muslim estates. A Muslim estate is distributed under faraid, with an Inheritance Certificate from the Syariah Court. We handle that track too, including wasiat.

And none of it touches your CPF.

CPF savings sit outside your estate. They go to whoever you named in your CPF nomination, and a will cannot redirect them. If you never nominated anyone, the money goes to the Public Trustee to be distributed under the intestacy rules instead. Most people we meet have never been told this.

With a will, you set the shares.

You choose who receives what, who looks after your children, and who carries it all out. We also check the things a will does not cover, so nothing is left hanging.

Start your will
A Singapore family at the doorway of their home
What we actually see

The fight usually starts over the flat.

Most families who come to us are not arguing about money. They are arguing about one property that cannot be cut in half. And a court order does not make those questions go away. It just makes them expensive.

  1. 01Who buys over the share, and at what price?
  2. 02If nobody can buy it over, what does it sell for?
  3. 03And by when?

We answer those three in advance, in writing, while everyone is still around to agree. That is the whole job.

The full picture

A will on its own is rarely the whole plan.

Your will

Who receives what, who carries it out, and who looks after your children.

Lasting Power of Attorney

Who decides for you if you lose mental capacity while you are still alive.

CPF nomination

Your will does not cover CPF. This is a separate form, and it matters.

Most missed

Insurance nomination

Policy payouts follow the nomination on the policy, not your will.

Your HDB flat

A flat in joint tenancy passes to the surviving owner, whatever the will says.

A trust for young children

So money is held and released properly, instead of landing on an 18th birthday.

Choosing your executor

The person who does the work. Picking the wrong one causes most of the friction.

Muslim estates

Faraid, wasiat and the Inheritance Certificate. A separate track, and we handle it.

How it works

Four steps, and most families are done in about two weeks.

01

We sit down together

One conversation, in person or over a call. What you own, who is in your family, and the part that actually worries you.

02

We map it out

Assets, property, CPF and insurance nominations, and the gaps you did not know were there. You see the whole picture on one page.

03

We draft and you sign

Drafted by our will writers, reviewed by the lawyers we work with, and signed with the witnesses the law requires. Where capacity could ever be questioned, a doctor assesses it at the time of signing.

04

We keep it safe

Stored properly, and revisited when life changes. A marriage, a birth, a new flat, a business sold.

You don’t need to have decided everything. You just need to start.

Danis给予良好和亲切的服务态度,推荐大家找他,提前规划人生资产分配,感谢他们的帮助。人生无常,建议大家提早规划,让身边的人无后顾之忧。

Translation: Danis gave warm, attentive service. I recommend him to everyone, to plan the distribution of your assets in advance. Thank you for the help. Life is unpredictable, so plan early and leave the people around you with nothing to worry about.

張亜生Review on their Facebook page, October 2023

100% recommend · 9 reviews on Facebook

Talk to us

Tell us what you’re worried about.

One conversation is usually enough to see where you stand. Tell us what your family looks like and what you own.

We meet families across Singapore, at a time that suits you.

We reply on WhatsApp or by email. Your details stay with us.